texanguy
10-02 10:50 AM
look to see if you can reduce your monthly mortgage payment by means of "recasting". some mortagages offer this choice, some dont.
Say you are paying a note of 1500 per month, and you would like to pay 1400 per month, then assuming that you have put six months of expense aside in emergnecy funds, pay off your mortgage principal as much as you can. Next, call the lender to tell them that you want to recast the loan. Recasting means figuring out the payment as if your today's mortgage balance is what you would pay on for the rest of the period on your loan.
It may go down by say $50 dollars or sth. But thats the interest you would not be paying to the lender. Which is indeed the savings your will have. $600 / per year.
I am not an expert, just one opinion.
You have not given any specific numbers or your location etc. Hence the above is a quite generic description of what one can do
My boss recently changed and the work environment is not good anymore (never imagined this would happen), I am in a constant pressure and no job security. It's a shocker in a fulltime state job.
We bought a house last year needless to say that the prices have fallen. We are now in a dazed state as we just realised we don't have any savings, whatever we had, we made bad choices - house, 2 cars (They looked good at that time though) and put about 10% on the house.
We were planning on to invest all our savings in the house as we recently paid off our two cars and no other debts. But after reading some posts here on the housing and investment market. I am not sure if I want to put everything in the house, having my job at risk and no GC yet.
Being a novice in fianancial matters, need advice.
Appreciate your thoughts on this.
Say you are paying a note of 1500 per month, and you would like to pay 1400 per month, then assuming that you have put six months of expense aside in emergnecy funds, pay off your mortgage principal as much as you can. Next, call the lender to tell them that you want to recast the loan. Recasting means figuring out the payment as if your today's mortgage balance is what you would pay on for the rest of the period on your loan.
It may go down by say $50 dollars or sth. But thats the interest you would not be paying to the lender. Which is indeed the savings your will have. $600 / per year.
I am not an expert, just one opinion.
You have not given any specific numbers or your location etc. Hence the above is a quite generic description of what one can do
My boss recently changed and the work environment is not good anymore (never imagined this would happen), I am in a constant pressure and no job security. It's a shocker in a fulltime state job.
We bought a house last year needless to say that the prices have fallen. We are now in a dazed state as we just realised we don't have any savings, whatever we had, we made bad choices - house, 2 cars (They looked good at that time though) and put about 10% on the house.
We were planning on to invest all our savings in the house as we recently paid off our two cars and no other debts. But after reading some posts here on the housing and investment market. I am not sure if I want to put everything in the house, having my job at risk and no GC yet.
Being a novice in fianancial matters, need advice.
Appreciate your thoughts on this.
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addsf345
11-04 02:11 PM
I found a very detailed discussion thread (http://immigrationvoice.org/forum/showthread.php?t=5890) about good/bad experiences with different immigration lawywers. This was back in July Last Year when most ppl were filling for 485.
Now many of them are invoking AC21, can some one share experience with AC21 attorney representation?
I know we do not need an attorney for AC21, but I am inclined to go with one just for the peace of mind.
After carefully reading thru' every post on above thread, calling some friends and my own online research, I am thinking of either Rajiv Khanna or Ron Gotcher. I have a close friend who is with Rajiv Khanna for a long time and has good words for him. But I personally do not know anyone who is currently a client with Gotcher Law firm. If there is anyone who has specific experience or recommandation with Gotcher Law Firm or any other, please share.
On a side note, my current company's corporate attorney is very rude, not-apporachable and very costly. Never replied to emails or phone calls. Also by contract, I can not have him represent my case, once I resign from my current position.
Now many of them are invoking AC21, can some one share experience with AC21 attorney representation?
I know we do not need an attorney for AC21, but I am inclined to go with one just for the peace of mind.
After carefully reading thru' every post on above thread, calling some friends and my own online research, I am thinking of either Rajiv Khanna or Ron Gotcher. I have a close friend who is with Rajiv Khanna for a long time and has good words for him. But I personally do not know anyone who is currently a client with Gotcher Law firm. If there is anyone who has specific experience or recommandation with Gotcher Law Firm or any other, please share.
On a side note, my current company's corporate attorney is very rude, not-apporachable and very costly. Never replied to emails or phone calls. Also by contract, I can not have him represent my case, once I resign from my current position.
rb_248
02-05 10:55 AM
Guys thanks for the heads up. THis is going to be my second time at the consulate. I already got my stamping couple of years ago. Will I still have this problem?
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sanju
04-04 02:09 PM
sanju, you said that right man.
Now you will see this thread die down as people who were complaining will simple stop posting in this thread and as always, our brother in arms will not participate by calling lawmakers. It seems that they are scared as if as soon as they would dial the lawmaker�s phone number, the cops standing outside their office will simple arrest them to deport before tonight. People, open your eye, we are in AMERICA. This is Democracy, you are expected to tell the lawmakers about your definition of fairness and how you have been treated unfairly. It is our responsibility to tell lawmakers about what is �unfair�. 100+435 men/women in DC want to listen, the only problem is we don't want to speak to them. Most of our fellow forum members think that simply whining on the forums will make the problem go away.
Now you will see this thread die down as people who were complaining will simple stop posting in this thread and as always, our brother in arms will not participate by calling lawmakers. It seems that they are scared as if as soon as they would dial the lawmaker�s phone number, the cops standing outside their office will simple arrest them to deport before tonight. People, open your eye, we are in AMERICA. This is Democracy, you are expected to tell the lawmakers about your definition of fairness and how you have been treated unfairly. It is our responsibility to tell lawmakers about what is �unfair�. 100+435 men/women in DC want to listen, the only problem is we don't want to speak to them. Most of our fellow forum members think that simply whining on the forums will make the problem go away.
more...
gjoe
08-14 07:22 AM
We should put our previous agenda of recapturing of unsed visas, increasing visa numbers for EB, excluding family members from being counted in the quota and lifting per country limits in the back burner.
At the moment we should demand that USCIS release the real data of pending I485 application for FB and EB categories instead of the lame DOS visa bulletin they release every month. This data should include the number of application received every month for each of the category for the last 10 years because we have people from 1998 still waiting for their GC. I repeat "WE HAVE TO DEMAND". Once we get USCIS to disclose this information we can make our own personal plans.
Without the correct data we are just shooting in the dark. The basis of our ageda itself is not on solid foundation without proper data.
DEMAND FROM USCIS FOR THE PENDING I485 application stats and we will find an answer to all out problems
At the moment we should demand that USCIS release the real data of pending I485 application for FB and EB categories instead of the lame DOS visa bulletin they release every month. This data should include the number of application received every month for each of the category for the last 10 years because we have people from 1998 still waiting for their GC. I repeat "WE HAVE TO DEMAND". Once we get USCIS to disclose this information we can make our own personal plans.
Without the correct data we are just shooting in the dark. The basis of our ageda itself is not on solid foundation without proper data.
DEMAND FROM USCIS FOR THE PENDING I485 application stats and we will find an answer to all out problems
shaq
02-14 08:32 AM
My wife worked as a consultant for first half of 2008 with a desi employer as an employee (on W-2). After many calls and emails we received W-2 Thursday that has income and taxes of only first two months. Now he says that he showed remaining 4 months as his profit so he can only send 1099. Please advise if I can take any legal action against this employer.
Thank you
Thank you
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kshitijnt
06-04 02:55 AM
Congrats on getting your green card. Your post and attitude is the exact reason why DOL has made it almost impossible to get EB2 certification especially in the software field and why people despice consultants like you and your desi employer.
You said in your post "Appiled for EB3 labor in jan 2004, even though i am qualified for EB2" dear sir its not your qualification that determines whether you get to file in eb2 or not but it is what the job requirements are that determine whether it is eb2 or eb3.
Another line from your post "After realizing that the dates will never become current for EB3, my desi employer files for EB2 labor" this and the previous line clearly show that you and your desi employer have no respect for the law. It is because of blatant abuse like this that DOL is cracking down on eb2 filings. Now thanks to people like you and your desi employer who have abused the law now even eb2 india might never become current because tons of people have already ported and spillover to eb2 is not happenning anymore like previous years. People have realized even eb2 india is never going to move beyond 2003 so "consultants" like you and desi companies have moved on to abusing eb1. Seems like you are proud of your achievement just like the L1 folks from desi companies who brag about getting green card in less than an year by abusing L1.
To all the people who think they can pull a trick like mr salawrene by filing in eb2 again hard luck there are 120000 485 applications with USCIS with eb3 and eb2 having about 60000 each, because of abuse in Eb1 no more spillover of visa numbers to eb2 india wil occur so eb2 india will not move forward, on top of it dol is cracking down on eb2 filings. eb2 might start moving backward to 2003 or 2002 and will remain stagnant like eb3 because no visa spillover is happenning.
because of desi consultants and desi employers abusing the system the whole EB community is suffering, high time we respected the law and stop this practise. for speaking the bitter reality if eb2 and eb1 abusers, consultants, desi employers want to give me a red go ahead and do it, but ask yourself have I said anything which is incorrect
Well he got his GC. Dont be jealous.
Congrats !
You said in your post "Appiled for EB3 labor in jan 2004, even though i am qualified for EB2" dear sir its not your qualification that determines whether you get to file in eb2 or not but it is what the job requirements are that determine whether it is eb2 or eb3.
Another line from your post "After realizing that the dates will never become current for EB3, my desi employer files for EB2 labor" this and the previous line clearly show that you and your desi employer have no respect for the law. It is because of blatant abuse like this that DOL is cracking down on eb2 filings. Now thanks to people like you and your desi employer who have abused the law now even eb2 india might never become current because tons of people have already ported and spillover to eb2 is not happenning anymore like previous years. People have realized even eb2 india is never going to move beyond 2003 so "consultants" like you and desi companies have moved on to abusing eb1. Seems like you are proud of your achievement just like the L1 folks from desi companies who brag about getting green card in less than an year by abusing L1.
To all the people who think they can pull a trick like mr salawrene by filing in eb2 again hard luck there are 120000 485 applications with USCIS with eb3 and eb2 having about 60000 each, because of abuse in Eb1 no more spillover of visa numbers to eb2 india wil occur so eb2 india will not move forward, on top of it dol is cracking down on eb2 filings. eb2 might start moving backward to 2003 or 2002 and will remain stagnant like eb3 because no visa spillover is happenning.
because of desi consultants and desi employers abusing the system the whole EB community is suffering, high time we respected the law and stop this practise. for speaking the bitter reality if eb2 and eb1 abusers, consultants, desi employers want to give me a red go ahead and do it, but ask yourself have I said anything which is incorrect
Well he got his GC. Dont be jealous.
Congrats !
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looivy
07-14 05:54 PM
Excellent sanju...CNN is FOX News in a closet. There is no independent media left anymore.
Larry King pushed Michael Moore schedule to cover Paris Hilton interview. That shows their committment to quality news.
I will do the same.
A few days I called Comcast to disconnect CNN and CNN headlines from my cable. The Comcast representative was surprised as to why I want to cut CNN. She transferred me to her supervisor. The supervisor noted down my complaint and said that he will get back to me in 3 business days. Next day I got a call from Comcast that they will block CNN entirely from my cable. I thanked them as I will not have bigotry coming into my house anymore.
Larry King pushed Michael Moore schedule to cover Paris Hilton interview. That shows their committment to quality news.
I will do the same.
A few days I called Comcast to disconnect CNN and CNN headlines from my cable. The Comcast representative was surprised as to why I want to cut CNN. She transferred me to her supervisor. The supervisor noted down my complaint and said that he will get back to me in 3 business days. Next day I got a call from Comcast that they will block CNN entirely from my cable. I thanked them as I will not have bigotry coming into my house anymore.
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humdesi
12-15 04:18 PM
Legalese was never my strong point. Which part says that EB-1 unused must go to EB-2 of same category, and then to EB-3?
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sodh
07-12 03:56 PM
Please consult with an immigration attorney, to make sure your stay is legal. if your i-94 expired, unless you get the revised I-94 with the valid dates, your stay is illegal. If it is more than 180 days, then you are in deep trouble. Consult with an attorney and prepare to leave.....
180 days is the limit you can stay legal even after your H1-B expires provided you have applied in time for the extension and ofcourse if your extension is not rejected.
180 days is the limit you can stay legal even after your H1-B expires provided you have applied in time for the extension and ofcourse if your extension is not rejected.
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saimrathi
08-15 11:58 AM
I recd supplementary forms to I-693 for my wife and I from the Civil Surgeon earlier this week. Along with the supplementary forms I recd two envelopes (one addressed to me, and the other one to my wife) that had DO NOT OPEN written on them. I sent these to my lawyer's office.
I called the doctor�s office and this is what I found out. Apparently, when the doctor had first given us the sealed envelopes (in June 2007) she didn�t know that the Supplementary form needs to go with the certification she provided us in the sealed envelopes. We sent the sealed envelopes with our Concurrent I-140 = 485 application recd at NSC on 7/2/07 (as per UPS). Now, some of her clients have recd letters from USCIS asking for the Supplementary form, so she has sent the same out to all of her clients regardless of them getting a letter from USCIS. I hope our application doesn�t get rejected due to this; no checks cashed as of today.
My lawyer's response: No the application should not get rejected because of this...however we will submit the supp doc's report to the USCIS when we get the receipt notices.
Anyone else in the same boat? Is this something to worry about? See signature for more info...
I called the doctor�s office and this is what I found out. Apparently, when the doctor had first given us the sealed envelopes (in June 2007) she didn�t know that the Supplementary form needs to go with the certification she provided us in the sealed envelopes. We sent the sealed envelopes with our Concurrent I-140 = 485 application recd at NSC on 7/2/07 (as per UPS). Now, some of her clients have recd letters from USCIS asking for the Supplementary form, so she has sent the same out to all of her clients regardless of them getting a letter from USCIS. I hope our application doesn�t get rejected due to this; no checks cashed as of today.
My lawyer's response: No the application should not get rejected because of this...however we will submit the supp doc's report to the USCIS when we get the receipt notices.
Anyone else in the same boat? Is this something to worry about? See signature for more info...
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cantonsale10@gmail.com
08-03 11:31 PM
Add one more option like 'I don't know what to do !!'
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gc_dreamer_485
10-10 04:07 PM
Sorry I mean I-102 not I-120
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rbharol
08-30 06:23 PM
Folks in or around Dallas, TX - this is an opportunity for you to go and attend this hearing
"U.S. Visa Policy: Competition for International Scholars, Scientists and Skilled Workers "
DATE: August 31, 2006
TIME: 09:00 AM
Location: University of Texas at Dallas, The Erik Jonsson School of Engineering & Computer Science, Building ECSS, TI Foundation Auditorium, Richardson, Texas.
Contact: 202-224-5225
http://judiciary.senate.gov/hearing.cfm?id=1801
I think they have live webcast... It will be good idea to check online when hearing is going on.
"U.S. Visa Policy: Competition for International Scholars, Scientists and Skilled Workers "
DATE: August 31, 2006
TIME: 09:00 AM
Location: University of Texas at Dallas, The Erik Jonsson School of Engineering & Computer Science, Building ECSS, TI Foundation Auditorium, Richardson, Texas.
Contact: 202-224-5225
http://judiciary.senate.gov/hearing.cfm?id=1801
I think they have live webcast... It will be good idea to check online when hearing is going on.
more...
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chi_shark
09-16 05:30 PM
dude, you are a president of a corporation (or at least some type of officer i am thinking) and you have time for all this crap! really, must be really slow for you... dont jump at me please.:)
50, 100 H1b's.. Are you Kidding me.. Just 22 ! Take a wild guess how much were selected ! 6 ! only 6
Thanks
50, 100 H1b's.. Are you Kidding me.. Just 22 ! Take a wild guess how much were selected ! 6 ! only 6
Thanks
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Sunny_Bhaaji
12-28 01:12 AM
RFE for I-140
I had applied for I-140 Dec last year(2006) EB3 and was checking for update and found that an RFE has been sent on Dec 12. To whom is RFE sent....My company had done all the paperwork...is it to our company lawyer or me....Please advise
I had applied for I-140 Dec last year(2006) EB3 and was checking for update and found that an RFE has been sent on Dec 12. To whom is RFE sent....My company had done all the paperwork...is it to our company lawyer or me....Please advise
more...
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JunRN
10-19 09:18 AM
As per USCIS official report as of end-August, there were more than 500,000 pending AOS applications:
http://www.uscis.gov/files/article/APPLICATIONS%20FOR%20IMMIGRATION%20BENEFITS_Aug07. pdf
So, if we estimate that there were about 100,000 more AOS applications receipted during September and October, that is a total of 600,000.
http://www.uscis.gov/files/article/APPLICATIONS%20FOR%20IMMIGRATION%20BENEFITS_Aug07. pdf
So, if we estimate that there were about 100,000 more AOS applications receipted during September and October, that is a total of 600,000.
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taraa
11-23 01:37 AM
This signature waived is normal because of something having to do with when they scan the card, and if your signature is there, then it could cross the line where the machine scans your card. So I have heard from others online in these posts this is valid since August 1 FOR EVERYONE and your picture is there, so this is not an issue. What I am wondering about is why is this EAD only valid for one year when first it was valid for two years, why have they changed this? And if your i-485 green card case is pending, and you have gotten your i-765 EAD in your hand do they approve your i-485 green card fast? SOMEONE PLEASE RESPOND
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pitha
02-14 06:58 PM
Last time around exactly the same time in 2006 CIR took off like crazy because of the tremendous backing of Senate Judiciary committee chairman Arlen Specter and Senate majority Leader Bill Frist (who actually gave a deadline for a the bill to be introduced to the senate floor, to speed it up) and president bush supporting it as well. In spite of all these it took the senate from Feb-march 2006 to around September 2006 to get it passed.
Now to the present situation, Harry Reid, the current majority leader never ever publicly spoke one good word about CIR, the present senate judiciary committee chairman, Patrick J. Leahy has not displayed even 1/100 the urgency nor the interest in CIR that Arlon Specter displayed, president Bush though still supporting CIR is a wounded president licking his wounds and has truly become a lame duck president (most unfortunately for us).
Having considered the above facts what are the chances of CIR happening? Its very painful to say that but I think very low. Even by a miracle (a very big miracle at that) if something happens it will be November or December 2007 before it passes.
As if this not painful enough there is a 60 day waiting period from the day the president signs it before it becomes a law. I think there is some confusion on this 60 day period (I am not 100% sure on this). In addition to it if I remember correctly there was a strange condition which was something like there would be a 6 month investigation period to determine the effects of CIR before becoming a law. If you add all this nonsense up I think in the best case scenario January or February 2008 before CIR becomes law and worst case scenario July or August 2008 to become a law. just my 2 cents. I can only pray and hope I am wrong.
Bills almost never go to the floor directly. Especially something as huge as CIR. It will go thru committee again and it will go thru normal rounds of debate and amendments between the 18 people in Judiciary committee.
Its very unusual for a bill to hit the floor directly without going thru the committee that has jurisdiction over it. If it happens all the time, then the committees would be meaningless. The whole point of having a committee is to be able to either kill the entire bill, or a congressional appointment before such a bill / confirmation is debated by all 100 senators. Same thing in the House.
If it was possible to bypass committees, then people would have floored the SKIL or other bills directly on the floor of the house, therby bypassing Jim Sensenbrenner and his Judiciary committee last year.
Now to the present situation, Harry Reid, the current majority leader never ever publicly spoke one good word about CIR, the present senate judiciary committee chairman, Patrick J. Leahy has not displayed even 1/100 the urgency nor the interest in CIR that Arlon Specter displayed, president Bush though still supporting CIR is a wounded president licking his wounds and has truly become a lame duck president (most unfortunately for us).
Having considered the above facts what are the chances of CIR happening? Its very painful to say that but I think very low. Even by a miracle (a very big miracle at that) if something happens it will be November or December 2007 before it passes.
As if this not painful enough there is a 60 day waiting period from the day the president signs it before it becomes a law. I think there is some confusion on this 60 day period (I am not 100% sure on this). In addition to it if I remember correctly there was a strange condition which was something like there would be a 6 month investigation period to determine the effects of CIR before becoming a law. If you add all this nonsense up I think in the best case scenario January or February 2008 before CIR becomes law and worst case scenario July or August 2008 to become a law. just my 2 cents. I can only pray and hope I am wrong.
Bills almost never go to the floor directly. Especially something as huge as CIR. It will go thru committee again and it will go thru normal rounds of debate and amendments between the 18 people in Judiciary committee.
Its very unusual for a bill to hit the floor directly without going thru the committee that has jurisdiction over it. If it happens all the time, then the committees would be meaningless. The whole point of having a committee is to be able to either kill the entire bill, or a congressional appointment before such a bill / confirmation is debated by all 100 senators. Same thing in the House.
If it was possible to bypass committees, then people would have floored the SKIL or other bills directly on the floor of the house, therby bypassing Jim Sensenbrenner and his Judiciary committee last year.
moh19
01-10 10:45 PM
I live in chicago as well. I missed the call. Are there any meeting minutes?. Will we set another call in the near future?
Nil
02-28 11:23 AM
Please can someone indicate how to retrieve info on Labor, I140 and others necessary to switch to another company using AC21.
What are the options if employer & law firm are unwilling to share?
What are the options if employer & law firm are unwilling to share?
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